Yulia is a Group Chief Risk Officer at Armour. She is an experienced reinsurance and risk market executive, and has expertise gained from both the underwriting side and consulting sides of the sector. Prior to joining Armour, she held the position of Group Actuary at Renaissance Re. During her time in that role, Yulia was responsible for oversight of reserving processes and rolling out risk management processes, eg. reserve risk, operational and model risk. Most recently, she served as the Chief Risk Officer for a Bermuda domiciled reinsurer F&G Re, where she led the development of Risk Function for the company’s Bermuda start-up operations. Yulia also previously led the Bermuda actuarial practice for Big 4 accountancy Deloitte. Yulia is a Fellow of the Institute and Faculty of Actuaries (UK) and has Master’s in Actuarial Science with Distinction from the Heriot-Watt University, UK.